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New York Commercial Division Practice

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RPAPL 1301

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An Interesting Tale of New York’s One-Action Rule

Photo of James R. Maguire
By James R. Maguire on March 31, 2022
Posted in commercial real estate, Injunctions, Parties, Remedies

As mortgage loan transactions continue to become increasingly complex, lenders often worry about the remedies they have if borrowers fail to live up to their obligations. In the event of a default, lenders have the choice under New York’s election of remedies statute (RPAPL § 1301 (1)) to either (i) enforce the note…

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